Federal Direct Graduate Plus Loan

The Federal Direct Graduate PLUS Loan is available only to graduate students. If you are a graduate student, you may borrow up to the total cost of education minus any other financial aid you receive.

To borrow this type of loan, you need to complete a Free Application for Federal Student Aid (FAFSA) and a Master Promissory Note (eMPN) on StudentLoans.gov. Here is how you can apply for a Federal Direct Graduate PLUS Loan:

  • Visit www.studentloans.gov
  • Sign in using your student FSA User ID
  • Complete “Request Direct PLUS Loan” and select Graduate PLUS
  • Complete a four-step application process, allowing the Department of Education to check your credit and approve you for the loan
  • Click on Complete MPN, select Graduate PLUS, and follow the instructions provided
  • Click on Entrance Counseling and complete it for your loan

Already a current graduate student at Ship and need information about your financial aid package? Log onto your MyShip portal. And be sure to check out the helpful links below about paying for college.