COST OF ATTENDANCE
2013-2014 Estimated COA Undergraduate Students:
Please note: Costs are listed per YEAR and rates are subject to change. Costs are based on full-time enrollment (12-18 credits per semester for undergraduate students) . Students who enroll less than full time will have reduced charges and their eligibility for aid will be based on those reduced charges.
Undergraduate Pennsylvania Resident - 2013-2014 Estimated Cost of Attendance FULL-TIME (minimum 12/credits per term)
ESTIMATED DIRECT COSTS
|
Residence Hall |
Off Campus |
Commuter |
| Tuition |
$6,624 |
$6,624 |
$6,624 |
| Fees |
2,856 |
2,856 |
2,856 |
| Room (will range from $4180 to $8858 depending on individual choices) |
6,734 |
5,310* |
0 |
| Board (meal plan - will range from $2900 to $4398 depending on individual choices) |
3,410 |
3,410* |
1,200* |
| Total Direct Costs (Billed Costs, Except as Noted by *) |
$19,624 |
$18,200 |
$10,680 |
ESTIMATED INDIRECT COSTS
|
|
|
|
| Personal Expenses |
$2,022 |
$2,022 |
$2,022 |
| Transportation |
1,200 |
1,200 |
1,800 |
| Books & Supplies |
1,200 |
1,200 |
1,200 |
| Total Indirect Costs (Not on Bill) |
$4,422 |
$4,422 |
$5,022 |
TOTAL COST OF ATTENDANCE
|
$24,046 |
$22,622 |
$15,702 |
* Room charges for Off-Campus students are not billed by the University and Board costs are only billed by the University for Off-Campus and Commuter students if the student chooses to have a meal plan. Amounts listed above are included in the student's Total Cost of Attendance in order to correctly determine a student's eligibility for aid to cover off campus living costs.
Undergraduate Out-of-State Resident- 2013-2014 Estimated Cost of Attendance FULL-TIME (minimum 12/credits per term)
ESTIMATED DIRECT COSTS
|
Residence Hall |
Off Campus |
Commuter |
| Tuition 1-Tuition Advantage Program - see note below |
$14,904 |
$14,904 |
$14,904 |
| Fees |
3,048 |
3,048 |
3,048 |
| Room (will range from $4180 to $8858 depending on individual choices) |
6,734 |
5,310* |
0 |
| Board (meal plan - will range from $2900 to $4398 depending on individual choices) |
3,410 |
3,410* |
1,200* |
| Total Direct Costs (Billed Costs, Except as Noted by *) |
$28,096 |
$26,672 |
$19,152 |
ESTIMATED INDIRECT COSTS
|
|
|
|
| Personal Expenses |
$2,022 |
$2,022 |
$2,022 |
| Transportation |
1,200 |
1,200 |
1,800 |
| Books & Supplies |
1,200 |
1,200 |
1,200 |
| Total Indirect Costs (Not on Bill) |
$4,422 |
$4,422 |
$5,022 |
TOTAL COST OF ATTENDANCE
|
$32,518 |
$31,094 |
$24,174 |
* Room charges for Off-Campus students are not billed by the University and Board Costs are only billed by the University for Off-Campus and Commuter students if the student chooses to have a meal plan. Amounts listed above are included in the student's Total Cost of Attendance in order to correctly determine a student's eligibility for aid to cover off campus living costs.
1 Tuition Advantage Program - Highly qualified Out-of-State students and students majoring in a STEM Major, who qualify for our Tuition Advantage Program will be charged at a lower tuition rate. The tuition rate will be 175% of the in-state tuition. For 13-14 the Tuition Advantage rate is estimated at $11,592. This is a savings of $3,312 over the regular out-of-state rate. For information on the program, go to http://www.ship.edu/admissions/tap/. The Tuition Advantage discount will not appear as a source of financial assistance on your aid award. It will be reflected as a lower tuition charge on your bill.
The bottom line for many families is estimating how much you will need to pay when the bill for college arrives. To determine this, you need two pieces of information. The amount you will be billed by the Student Accounts Office and the amount of Financial Assistance you are receiving from various sources of financial aid. (When the actual bill arrives from Student Accounts, your estimated financial aid will be deducted from the total charges, giving you the “net” amount due.) Student Accounts bills are based on your status as an in-state or out-of-state student, and based on whether you are living on campus or off campus.
Below, we have divided charges up into estimated billable charges (what Student Accounts would actually bill you for) and other non-billable expenses like books and transportation. Those non-billable costs are called “indirect” costs and we include them in your budget when we determine your eligibility for aid, but you don’t get billed for them.
Add up your total billable costs based on whether you are in-state or out-of-state, on campus or off campus. If you are out of state, and are eligible for the Out-of-State Tuition Advantage Program discount for high performing students, and students in STEM majors, you will want to factor in that your tuition rate will be lower.
Once you have determined your billable charges, you can then subtract out all sources of financial assistance. This may be federal loans and grants, state grants, scholarships you receive from Shippensburg (athletic, academic, etc.) and awards you may be receiving from other sources. Please remember, any outside sources of aid you receive need to be reported to the Financial Aid Office as they may affect your eligibility for federal financial aid. Your financial aid award can be viewed on your myShip Portal.