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Federal Direct Graduate Plus Loan

The Federal Direct Graduate PLUS Loan is available only to students enrolled in a Graduate Program.  As a graduate student, you may borrow a PLUS loan up to the total cost of education less any current financial aid/resources awarded, which includes the Federal Direct Student Loan (unsubsidized), Graduate Tuition, Fee and/or Housing waivers.

To process your PLUS loan application, Shippensburg University must have the results of your FAFSA on file. 

On or after April 15 every year, you may apply for a PLUS loan for the upcoming school year.  Steps to follow:

  • Go to
  • Click on the ‘In School’ tab
  • Click on ‘Apply for a PLUS Loan for Graduate School’
  • You will be directed to Log In using your FSA ID and password. 
  • Complete your application for the Graduate PLUS loan.  Shippensburg University will receive an electronic notification about the status of your application.

All PLUS applications are subject to a credit check.  Credit on an approved PLUS loan is valid for a 180-day period.  If the loan is approved, you will need to:

Determine the Loan Amount









Request Specific Dollar Amount




Maximum Loan



Unknown Amount



Please consider your loan term.  If you are borrowing a Fall & Spring loan the amount you request will be equally divided between each period.

Loan will be processed for student's cost of attendance less current aid/resources awarded.

Applications with Unknown Amounts will not be processed.  You must update your PLUS application with a dollar amount.


Decision: Options: Considerations:
Determine Loan Period

Fall & Spring

Fall Only

Spring Only

Summer Only


All students with approved PLUS loans must complete a PLUS Master Promissory Note (MPN). Complete this requirement online at on the ‘In School’ tab.  Select ‘Complete a Loan Agreement (MPN), then select PLUS MPN for Graduate/Professional Students.

Already a current graduate student at Ship and need information about your financial aid offer? Log onto your MyShip portal.  Be sure to check out the helpful links below about paying for college.